Home & rented property
Insurance enquiries for your home, contents or rental property.
Home insurance guidance
Trusted insurance guidance in Malta
Insurance guidance in Malta, shaped around you.
We help individuals, families and businesses with their insurance needs. Based in Fgura, Emika Watanabe Ltd is a tied insurance intermediary for Argus.
26
Years of insurance experience
Fgura
Based in Fgura, serving clients across Malta
Monday to Saturday
Walk-ins welcome during opening hours
EN / MT / IT
Service in English, Maltese and Italian
Insurance services
Cover for what matters to you
We explain the available Argus cover and help you understand your options before you decide.
Business & contractors
Enquiries about business property, public liability, equipment and contractors’ all risks cover.
Business insurance guidance
Motor & motorcycle
Private and commercial vehicles, motorcycles, renewals and policy changes.
Motor insurance guidance
Marine
Insurance enquiries for yachts, pleasure craft and marine cargo.
Marine insurance guidanceCover is subject to eligibility, underwriting, policy terms, conditions, limits and exclusions.
About us
Here to help, with years of experience
With 26 years of insurance experience in Malta and abroad, we can help you understand your cover, arrange a renewal or find out what to do when you need to make a claim.
As an Argus tied insurance intermediary, we act solely on behalf of Argus for the insurance products we arrange. We may ask questions to understand your demands and needs before you decide how to proceed.
Fgura office
Visit us in Fgura
You're welcome to drop in during opening hours. If you'd prefer an appointment, just let us know.
Checking hours
Emika Watanabe Ltd
135 Hompesch Road, Fgura, FGR 2017, Malta
- Phone
- 2182 6770
- Hours
- Monday to Thursday 9:00 AM–7:00 PM
Fri 9:00 AM–1:00 PM
Sat 9:00 AM–12:30 PM
Public holidays: closed
Appointments
Request an appointment
Fill in your details to prepare an appointment request in your email app. Please send the email, and we'll get back to you to confirm a time.
Claims & documents
Official Argus resources
Use Argus’s official pages for current forms, policy documents and complaint procedures.
Forms and policy documentsVehicle, property, business and marine forms →
Claims assistanceclaims@watanabe.com.mt →
Complaints procedureView the complaints process →
Documents can be sent by email or post after speaking with the office. Avoid sending sensitive documents through ordinary email unless requested.
Frequently asked questions
Your questions answered
Why use an insurance intermediary?
We help assess your needs, explain available cover and support you with administration and claims guidance.
Do your services cost extra?
Our remuneration is paid by Argus as commission included within the insurance premium; it is not an additional charge to you.
Can I switch my existing insurance?
Yes. We can review your current policies and explain appropriate options for transferring at renewal or another suitable time.
How can I pay?
Available methods include card, cheque, cash or bank transfer. Contact the office for the correct instructions.
Can I walk in?
Yes. Walk-ins are welcome in Fgura during opening hours, and appointments are also available.
Contact
Speak with the Fgura office
For questions about your insurance or a renewal, please call or email us. For claims, use the claims email below.
Follow on FacebookPolicy & regulation
Important information
Emika Watanabe Ltd acts as a tied insurance intermediary for Argus Insurance Company (Europe) Limited, Malta Branch. A tied insurance intermediary acts solely on behalf of its insurer.
Argus Insurance Company (Europe) Limited, Malta Branch (OC 1216) is authorised by the Malta Financial Services Authority to carry on insurance business as a third-country branch.
Website information is general and does not itself constitute an offer or insurance contract. Cover begins only after acceptance and confirmation. Always read the applicable quote, IPID and policy wording.