Business insurance Malta

Local guidance for business insurance in Malta

Discuss commercial property, liability, equipment and contractors insurance enquiries with Emika Watanabe Ltd, an Argus tied insurance intermediary based in Fgura.

Start with how your business operates

A useful business insurance enquiry describes the activities, premises, people, equipment and contractual responsibilities involved. Two businesses in the same industry can present different circumstances, so generic assumptions are rarely enough.

We help organise the information needed for an Argus enquiry and explain the documents supplied with an available quotation. The insurer determines whether terms can be offered and what information or risk measures are required.

Areas you may need to describe

  • Your business activities, turnover and trading locations.
  • Premises, stock, contents, machinery, plant or equipment.
  • Employees, customers, visitors and work away from your premises.
  • Liability or insurance requirements in contracts.
  • Previous insurance and claims information requested for assessment.

Commercial and contractors enquiries

Property and material damage

Provide clear information about the premises and business property you want considered.

Liability

Describe the people and third parties who interact with the business and the work being performed.

Plant, equipment and contractors

Explain the equipment, project, site and contractual context. Requirements can differ substantially between operations.

Business insurance questions

What should I bring to an initial discussion?

Prepare a clear description of the business, premises, work, people, equipment and existing insurance. More information may be requested depending on the enquiry.

Can you guarantee that terms will be offered?

No. Any quotation or cover remains subject to the insurer’s assessment, acceptance, terms and confirmation.

Do you compare the whole insurance market?

No. Emika Watanabe Ltd is a tied insurance intermediary acting solely on behalf of Argus.

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