Emika Watanabe Ltd — Insurance Guidance in Malta

Home insurance Malta

Guidance for home and property insurance in Malta

Contact our Fgura office about insurance enquiries for your home, contents, rented property or responsibilities as a landlord. We act as a tied insurance intermediary for Argus.

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Let's talk about your home

Tell us about your property, who lives there and what you want to insure. Buildings and contents are considered separately, and we may need different details for a rented property than for a home you live in yourself.

We help collect the information needed for an Argus enquiry and explain the documents associated with an available quotation. The applicable policy wording determines the insured events, limits, conditions and exclusions.

What to have ready

  • The property address and type of residence.
  • Whether it is owner-occupied, rented or let to tenants.
  • Construction and security information requested for the enquiry.
  • Rebuilding and contents figures you wish to discuss.
  • Previous policy details or a renewal notice when relevant.

Homeowners, tenants and landlords

Your own home

Talk to us about cover for your building and household contents, and the details needed for a quotation.

Rented homes

Let us know whether you rent the home or own it, so we can ask for the right details.

Landlord-owned property

Tell us how the property is used and who lives there. Cover for a home you live in yourself may not be suitable for a property you let to tenants.

Home insurance questions

Can landlords and tenants make enquiries?

Yes. Explain your relationship to the property because the relevant interest and information can differ for an owner, landlord or tenant.

How should I value my building or contents?

The appropriate basis should be checked carefully using the guidance supplied with the relevant insurance documentation. If needed, obtain an appropriate professional valuation rather than relying on an unsupported estimate.

Does an online enquiry mean I am insured?

No. Cover begins only following acceptance and confirmation in accordance with the applicable terms.

Important information

Read the policy documents

Emika Watanabe Ltd acts as a tied insurance intermediary for Argus Insurance Company (Europe) Limited, Malta Branch.

Website information is general. Cover, limits, conditions and exclusions are governed by the applicable quotation and policy documents.

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