Home & rented property
Home insurance and protection for landlords, rented properties and property owners.
Trusted insurance guidance in Malta
Protection shaped around you.
Emika Watanabe Ltd provides trusted insurance advice and tailored protection solutions for individuals, families and businesses as a tied insurance intermediary for Argus.
26
Years of insurance experience
Fgura
One local office serving clients across Malta
Mon–Sat
Walk-ins welcome during opening hours
EN / MT
Service in English and Maltese
Insurance services
Cover for what matters to you
We help you understand your options and arrange suitable Argus insurance based on the information you provide.
Business & contractors
Business, public liability, material damage, plant and equipment, and contractors’ all risks enquiries.
Motor & motorcycle
Private and commercial vehicles, motorcycles, renewals and policy changes.
Marine
Yacht, pleasure craft, marine cargo and related marine insurance needs.
Cover is subject to eligibility, underwriting, policy terms, conditions, limits and exclusions.
About us
Experience you can speak to
With 26 years of insurance experience locally and abroad, Emika Watanabe Ltd supports customers with clear, professional guidance—from choosing cover and arranging renewals to understanding the next steps when making a claim.
As an Argus tied insurance intermediary, we act solely on behalf of Argus for the insurance products we arrange. We may ask questions to understand your demands and needs before you decide how to proceed.
Fgura office
Visit us in Fgura
Walk-ins are welcome. Appointments are available if you prefer to reserve a time.
Checking hours
Emika Watanabe Ltd
135 Hompesch Road, Fgura, FGR 2017, Malta
- Phone
- 2182 6770
- Hours
- Mon–Thu 09:00–19:00
Fri 09:00–13:00
Sat 09:00–12:30
Public holidays: closed
Appointments
Choose a convenient time
Appointments are optional. Complete the details and your email application will open with a prepared request.
Claims & documents
Official Argus resources
Use Argus’s official pages for current forms, policy documents and complaint procedures.
Forms and policy documentsVehicle, property, business and marine forms →
Claims assistanceEmail claims@watanabe.com.mt →
Complaints procedureOfficial Argus process →
Documents can be sent by email or post after speaking with the office. Avoid sending sensitive documents through ordinary email unless requested.
Frequently asked questions
Helpful answers
Why use an insurance intermediary?
We help assess your needs, explain available cover and support you with administration and claims guidance.
Do your services cost extra?
Our remuneration is paid by Argus as commission included within the insurance premium; it is not an additional charge to you.
Can I switch my existing insurance?
Yes. We can review your current policies and explain appropriate options for transferring at renewal or another suitable time.
How can I pay?
Available methods include card, cheque, cash or bank transfer. Contact the office for the correct instructions.
Can I walk in?
Yes. Walk-ins are welcome in Fgura during opening hours, and appointments are also available.
Contact
Speak with the Fgura office
For general enquiries and renewals, call or email. Use the dedicated claims address for claims-related matters.
Policy & regulation
Important information
Emika Watanabe Ltd acts as a tied insurance intermediary for Argus Insurance Company (Europe) Limited, Malta Branch. A tied insurance intermediary acts solely on behalf of its insurer.
Argus Insurance Company (Europe) Limited, Malta Branch (OC 1216) is authorised by the Malta Financial Services Authority to carry on insurance business as a third-country branch.
Website information is general and does not itself constitute an offer or insurance contract. Cover begins only after acceptance and confirmation. Always read the applicable quote, IPID and policy wording.